Products

 

 
Products

Workers' Compensation Insurance

Partnering to help you manage, reduce and control the costs of employee illness and absences. Companies are required by law to purchase workers' compensation insurance to protect employees suffering work-related illnesses or injuries against lost income and to pay the associated medical treatment for these employees.

While establishing and administering a workers' compensation program can be expensive for a growing company, the cost can be reduced with the use of managed care, return-to-work, vocational rehabilitation and other special cost containment programs and services. Employers can also minimize workers' compensation costs simply by creating a safer work environment – one where employee illnesses and injuries are less frequent and severe. More >>

TankGuard® Insurance Program

The Storage Tank Liability Insurance (TankGuard®) policy provides coverage for third-party bodily injury and property damage from pollution conditions emanating from scheduled underground and aboveground storage tanks.

The Policy also provides coverage for corrective action and cleanup as required by applicable federal and state regulation. The policy can be utilized to meet State and Federal storage tank financial responsibility requirement for underground and aboveground storage tank owners and operators. More >>

Contractors Pollution Liability (CPL)

Contractors Pollution Liability (CPL) helps protect an insured contractor against pollution liabilities resulting from the performance of construction activities, even for work completed by subcontractors.  With Contractors Pollution Liability environmental coverage, we can help you provide your clients with business solutions to minimize loss for liabilities when sudden or gradual pollution conditions become a job related issue.  Such potential losses can be severe and are typically left uncovered by standard general liability programs. More >>

Equipment Breakdown Insurance

Contractors Pollution Liability (CPL) helps protect an insured contractor against pollution liabilities resulting from the performance of construction activities, even for work completed by subcontractors.  With Contractors Pollution Liability environmental coverage, we can help you provide your clients with business solutions to minimize loss for liabilities when sudden or gradual pollution conditions become a job related issue.  Such potential losses can be severe and are typically left uncovered by standard general liability programs. More >>

Umbrella (Excess) Insurance

While no business expects to face a multi-million dollar damage award, every company should be prepared for the possibility.
Multi-million dollar damage awards can impact any company – and can result from liability lawsuits brought on by everything from auto accidents to product contamination incidents. To protect against these potentially catastrophic losses, most businesses rely on umbrella or excess liability insurance. What they might not realize is that all of these programs are not created equal: Some can leave coverage gaps and overlaps that can cost your customers dearly when claims occur.

Today, there are Commercial Umbrella Liability Insurance policies that are specifically designed to fit atop virtually any primary premises liability and auto insurance, in a way that affords optimal protection against liabilities that can devastate a business. Moreover, insurance can help to protect not only your customers’ financial assets, but their hard-earned reputation when facing a large-scale liability crisis. More >>


BOP

Every business, regardless of size or industry needs at least two types of insurance coverage: Property Insurance, to protect against damage or destruction of property, and General Liability Insurance, to protect against financial damages resulting from third-party liability claims.

Your clients can now secure these coverages under one Business Owners Policy (BOP), which combines both property and general liability protection in a single program. When you consider providing your client with Business Owners insurance program, you need to consider the Chamber Insurance Agency Services.

All classes of business minimum premium of $2000. More >>

 
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